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Investing in Dubai — FAQ

Everything international investors need to know. Clear, honest answers based on current regulations and market data.

Any foreigner or tourist can buy property in Dubai’s designated freehold zones — including Dubai Marina, Downtown, Palm Jumeirah, Business Bay, JBR, Dubai Hills and many more. No residency requirement. You buy in your own name and receive a title deed from the Dubai Land Department (DLD).
The 10-year UAE Golden Visa requires a minimum investment of AED 2,000,000 (~$545,000 / ~€500,000). The property can be off-plan or ready, and you can combine multiple properties. The visa covers you, your spouse, and children. No requirement to live in the UAE full-time.
Dubai offers 6% to 9.2% yields depending on location and type. Business Bay (9%), JVC (9.2%), and Dubai Marina (8%) lead for cash returns. Studios and 1-beds generate highest yields. Compare: London averages 3-4%, New York 2-3%.
DLD Transfer Fee: 4% of property value. Agency fee: 2%. Trustee fee: AED 4,000-5,000. No annual property tax. No capital gains tax. No income tax on rental income. Total acquisition cost: ~7-8%.
Off-plan: lower entry prices, flexible payment plans (60/40 or 70/30), stronger appreciation. 68-76% of 2025 transactions. Ready: immediate rental income, no construction risk. Best choice depends on your timeline and whether you prioritize cash flow vs. capital growth.
Non-residents: mortgages up to 50% LTV (above AED 5M) or 75% (below AED 5M). Rates: 4-5.5%. UAE residents: up to 80% LTV. Required: passport, 6-month bank statements, proof of income, credit report from home country.
Service charges: AED 12-25/sqft annually (avg. ~AED 15/sqft). Covers maintenance, common areas, pools, gyms, security. If renting out: property management 5-8% of annual rent. No annual property taxes.
Ready properties: 2-4 weeks from offer to title deed. Steps: agreement signing, developer NOC, DLD transfer at trustee office, title deed (3-5 business days). Off-plan: days from reservation.
Yes — Dubai has a regulated STR market via DTCM. You need a holiday home permit. Popular areas: JBR, Marina, Downtown, Palm. STR yields can be 20-40% higher than long-term, but require active management.
Dubai has strong protection via RERA. Developer funds go into escrow accounts — money released only on construction milestones. If developer fails, RERA can appoint another, extend timelines, or facilitate refunds. Always verify RERA registration.
Data says yes: AED 761B in 2024 (+35.8%), prices +16.6% YoY, 110K new investors, yields 6-9%. 0% tax, Golden Visa, world-class infrastructure. Risk: oversupply from new construction — work with an advisor to pick right projects.
No. Entire purchase via Power of Attorney. We handle: property selection, legal paperwork, DLD registration, tenant placement, ongoing management. Monthly rental reports delivered digitally.

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